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Pension Schemes
The Wade Deacon Trust offers two excellent pension schemes to all staff; the Teachers' Pension Scheme for teachers, and the Local Government Pension Scheme for support staff. You pay a percentage of your gross salary into your pension each month. This is topped up by generous employer contributions and you’ll receive pension tax relief on your contributions.
Both pension are Defined Benefit schemes. This is a type of pension scheme that pays you a guaranteed income in retirement which is based upon your earnings over your career, rather than stock market investments – so there’ll be no nasty surprises when you come to claim your pension.
Your pension will be a regular source of income when you retire – but you can also take some of it as a tax-free lump sum.
More information on the Teachers' Pension Scheme
Teachers' Pension Scheme
Teachers' Pension Scheme website
How much will you pay?
The rate of contributions you will pay is based on how much you are paid. Click here to see the contribution rates.
My Pension Online (MPO)
To keep up to date with your pension you can register for the scheme's "My Pension Online" account, which will allow you to:-
- View your Benefit Statement
- Change your personal details
- Increase your pension payments to receive additional benefits
- View your employment history
- Nominate a beneficiary for your pension
- Nominate a beneficiary for your death grant
- Access a secure contact us facility
- Track any forms you’ve submitted to see their status
- Access pension benefits calculators where you can see how choices at retirement and when you retire will affect your pension.
Once you have your MPO account, the Teachers' Pension Scheme will also be able to keep you up to date with important information regarding your pension.
Signing up for an MPO account is easy. All you need is:
- Your Teachers’ Pensions Reference number (also known as your DfE number)
- Your National Insurance number
- An email address (we recommend a personal one)
Local Government Pension Scheme (LGPS)
More information on the Local Government Pension Scheme
All support staff are enrolled in the same Local Government Pension Scheme (LGPS), but it is administered by different local funds depending on where your main place of work is. Cheshire Pension Fund administers the LGPS for our schools in Halton, and Merseyside Pension Fund administers the LGPS for our schools in Knowsley and Sefton.
LGPS Pensions Made Simple - videos
Merseyside Pension Fund website
How much will you pay?
The rate of contributions you will pay is based on how much you are paid. Click here to see the contribution rates.
Protection for your family
It’s not just a retirement income that makes it worthwhile saving into a pension scheme. There are other benefits too. While it’s not a nice thing to think about, it’s comforting to know that if you die your loved ones will be looked after. Your family enjoys financial security, with immediate life cover and a pension for your spouse, civil partner or eligible cohabiting partner and eligible children in the event of your death in service, or if you die after leaving having met the 2 year qualifying period.
Continuous Professional Development
We are committed to professional development at the Wade Deacon Trust and have a strong track record of supporting colleagues to progress in their careers. Our cross-phase, cross-regional Teaching School Alliance, provides the very best support and training in ensuring that our staff achieve their goals. Collaboration is at the heart of our ethos and culture, and our colleagues enjoy a wide variety of support, opportunity and reward across the Trust.
Holidays
Our support staff on whole year contracts benefit from a holiday entitlement starting at 25 days, and rising to 33 days with service. This entitlement is in addition to any Bank or Public holidays. Teaching staff and term-time-only support staff receive the standard school holiday period.
Living Wage
Our Living Wage commitment means that all our staff are paid the real living wage (as set by the Living Wage Foundation) as a minimum, which is significantly higher than the government’s national minimum wage or living wage.
